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Frequently Asked Questions
How will debt settlement help me?
Debt settlement is a proven way to get you out of debt. It allows you to
make a single monthly payment that is distributed to your creditors
after an accounted has been settled. This eliminates the need to make
individual payments to each of your creditors.
How do I qualify for this service?
It depends on the program. We find many people choose to enroll in our
settlement plans to help them get out of debt. To get the most benefit
out of this particular plan, most of our clients have:
1. At least $7,500 in unsecured debt
2. A minimum of two accounts
(Note that our debt settlement plans cannot accept secured debts like
cars or mortgages.) If this plan does not sound right for you, call to
speak with a representative at 1-888-657-4558, who can help you find the
right plan for you.
Do I have to include all of my credit cards on the debt settlement
plan?
It would be in your best interest as this is how you will receive the
maximum benefit. The goal is to help you become completely debt free in
the quickest and most efficient way possible. In order for us to
accomplish this, we need to manage all of your unsecured debts. We want
to help you with the whole problem, not just part of it. It is strongly
encouraged that you put all of your cards on the plan in order to
receive maximum benefits.
What information do I need to enroll?
To enroll in one of our debt settlement plans, please have:
1. Details on your outstanding unsecured debts – gather your most recent
monthly statements.
2. Details of your monthly expenses and income to help you build a
budget.
3. Your bank account information.
How long will it take to finish the debt settlement plan?
You will receive a “good-faith” estimate of your repayment terms with
your enrollment documents. Most of our clients are able to pay off their
debt within 2-3 years. However, your actual experience with the program
may vary based on your creditors and the amounts due to them.
How much will the debt settlement plan cost me?
Your costs may vary based on your total debt and the number of creditors
you place on the plan. Clients typically pay a nominal monthly servicing
cost to cover recurring expenses. To find out your specific program
costs, enter your information online, or call to speak to a
representative at 1-888-657-4558
When is my payment due?
When you enroll in the debt settlement plan, you can pick the payment
date that is best for you! You may choose any day from the 1st to the
28th of every month. You must choose your first payment date to be made
within 30 days of enrollment. This is the day of each month by which
your payment should be made.
How can I ask a question?
We are here to help! If you still have questions that we did not answer
here, call us at
1-888-657-4558.
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